What are typical FHA and VA requirements for inspections & testing?
Below are the most common FHA/VA loan requirements- only the wood destroying insect inspection applies to all homes. Ask your lender for more information:
All homes and detached buildings
Wood Destroying Insect Inspections
FHA/VA loans will require the main house AND ALSO all detached buildings to be inspected by a state licensed Wood Destroying Insect inspector. Builder Buddy offers this option on the website-- please indicate if you have a FHA/VA loan on our online submission form so we can give you a quote on any detached buildings.
Homes with Well water
Generally FHA/VA loans require for the following to be tested: Total Coliform, E. coli, Nitrite, Nitrate, and Lead. Check with your lender for more information.
Builder Buddy offers full scan water testing which satisfies and exceeds the FHA/VA requirements.
On-frame Modular Homes
Structural Engineer Evaluation
The lender will need a structural engineer evaluation of the foundation system of on-frame (metal framing/mobile) manufactured homes. This is in addition to the home inspection (we also inspect the foundation but it does not satisfy the lender requirements).